Our Founder : Lawrence Nealy
Lawrence Nealy is Board Certified Credit Score Counselor & Credit Consultant and CEO & Founder of 3D Credit Consultants and Credit Repair Specialists. He holds a Bachelor of Science in Management Degree and actively pursuing Master of Business Administration (MBA). He is a calculated risk-taker with deep industry knowledge of the credit repair business. Lawrence is virtuous entrepreneur, and extremely family orientated, and holds robust Christian values.
In addition to founding 3D Credit Consultants and Credit Repairs Specialists Lawrence is the owner operator of Faith in Action Lawn Care. He is a part of the ministerial staff at Monument of Faith M.B.C., and previously coached at Auburn Hills Christian School.
Our team is driven by your success.
Our History
Founded in 2019, 3D Credit Consultants was built on the belief that everyone deserves access to the right tools and knowledge to achieve financial stability.
Our founder, a certified credit consultant, started the company after seeing firsthand how a lack of credit education could hold people back from reaching their goals.
With a passion for financial literacy and a commitment to transparency, 3D Credit Consultants was created to bridge that gap. Since our start, we’ve helped consumers across the country take control of their credit by offering all-in-one solutions: credit scores, detailed reports, and real-time alerts from all three major bureaus.
We go beyond simply providing numbers—our tools allow clients to simulate credit events, understand what factors are helping or hurting their score, and prepare for major financial milestones like purchasing a home, financing a vehicle, or applying for credit cards. We also believe that financial empowerment should be accessible to everyone. That’s why our Free Plan allows eligible consumers to view their credit score at no cost. From day one, our mission has been clear: to combine expertise, education, and innovation so our clients can move forward with confidence in their financial future.