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CEO
- March 30, 2018
- Posted by: Law3dcredit
- Category: Blog
49 Comments
In order to maximize your overall credit it is very important to have a good credit mix. Credit mix describes the different types of credit that you have on each of the major credit bureaus. Persons with healthy credit usually have credit card accounts, auto loans, mortgages and other type of revolving accounts. Establishing and
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CEO
- March 25, 2018
- Posted by: Law3dcredit
- Category: Blog
Did you know that there are Pros and Cons to being an authorized user on a family member or friends credit card accounts. Most consumers look at being an authorized user as an easy way to benefit from someone else’s positive credit history. Many times this is the case, but it is also important that
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Loan And Mortgage Agreement
- March 21, 2018
- Posted by: Law3dcredit
- Category: Blog
For each of you who wish to build or strengthen your overall credit profile Installment Loans can be a good way to do so. Installment Loans allow you to borrow money over a set period of time, while making a monthly payment that usually does not change. Taking out an installment loan can add a
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CEO
- March 16, 2018
- Posted by: Law3dcredit
- Category: Blog
A healthy credit rating can be one of the most beneficial assets you have when setting out to have financial succes. The first tip in establishing, increasing and maintaining a high credit score is making on-time payments! Payment history is the largest piece of the credit algorithm representing 35%. Stay tuned for more credit tips.
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What is installment credit? How does it work?
- March 28, 2017
- Posted by: Law3dcredit
- Category: Blog, Uncategorized
Installment Credit is a Loan with Specified Monthly Payments, Terms, and Interest An installment loan is a credit account where you borrow a fixed sum of money and agree to make monthly payments of a set dollar amount until the loan is paid off. An installment loan can have a repayment period of months or
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Six Habits of People With Excellent Credit Scores
- March 28, 2017
- Posted by: Law3dcredit
- Category: Blog, Uncategorized
To take the right steps to boost your score, you need to start by understanding the basics of credit scores. The FICO credit score is the most widely used score in lending decisions and ranges from 300 to 850. A FICO score of 750 to 850 is considered excellent, and those with a score in
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Debt Management Plan
- March 28, 2017
- Posted by: Law3dcredit
- Category: Blog, Uncategorized
Before signing up for a Debt Management Plan, a counselor will spend 45-90 minutes reviewing your personal finances and budget. The counselor will offer expert advice on reducing debt and controlling spending, and the client will be given a new budget that is customized to his/her unique situation.Most clients benefit from this counseling and education
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How Do I Find out Who I Owe Money To?
- March 28, 2017
- Posted by: Law3dcredit
- Category: Blog, Uncategorized
If you’ve faced credit difficulties in the past and are unsure which of your accounts are currently outstanding, ordering a copy of your Experian credit report will be very helpful. Checking your credit report won’t provide an exhaustive list, but can be place to start. The report lists all of your debts, the amount outstanding