Credit Counseling

Credit counseling  is a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt.

Credit Monitoring

Credit monitoring is the process of periodically reviewing your credit reports for accuracy and changes that could be indicative of fraudulent activity. Credit monitoring can be done either manually or by using a passive credit monitoring service, such as Credit Karma.

Credit Repair

Credit repair is the process of fixing a bad credit report, for whatever reason it deteriorated in the first place. It may be as simple as fixing mistakes with the credit agencies. Identity theft may require extensive credit repair work.

I am the mother of 3 and had previously been approved for multiple cars of the years with large down payments, high interest rates and poor terms. I began work with 3D Credit and about 45 days ago and saw a drastic increase in my credit score. My current lease had 6 remaining payments, multiple scratches, and over mileage. I was very concerned that I would not be able to get into a new vehicle without a large down payment. I was able to walk into am “A Lot” dealership where I upgraded to a 2017 Expedition with zero money down, no security deposit all payments and damages were covered. Thanks 3D Credit!

Ravion M.
Happy Client