In order to maximize your overall credit it is very important to have a good credit mix. Credit mix describes the different types of credit that you have on each of the major credit bureaus. Persons with healthy credit usually have credit card accounts, auto loans, mortgages and other type of revolving accounts. Establishing and maintaining a good credit mix will show potential lenders that you are a responsible borrower. We do also advise that you closely evaluate your current credit before applying for additional credit. Applying for credit at the wrong time can negatively impact your overall credit score.
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